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srcset=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban1-300x139.jpg 300w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban1.jpg 720w\" sizes=\"auto, (max-width: 788px) 100vw, 788px\"><\/p>\n<p data-start=\"749\" data-end=\"1042\">\u0938\u092d\u093e \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u092a\u0926\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0938\u093e\u092b \u0915\u0939\u093e \u0915\u093f <strong data-start=\"800\" data-end=\"846\">\u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u0917\u093e\u0924\u093e\u0930 \u091f\u093e\u0932\u092e\u091f\u094b\u0932 \u0914\u0930 \u0935\u093e\u0926\u093e-\u0916\u093f\u0932\u093e\u092b\u0940<\/strong> \u0915\u0947 \u0915\u093e\u0930\u0923 \u092c\u0948\u0902\u0915 \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0947 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\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092e\u0902\u091a, 8 \u0932\u093e\u0916 \u0915\u0930\u094d\u092e\u0940 \u0939\u094b\u0902\u0917\u0947 \u0936\u093e\u092e\u093f\u0932<\/strong><\/h2>\n<p data-start=\"1108\" data-end=\"1504\">\u0935\u0915\u094d\u0924\u093e\u0913\u0902 \u0928\u0947 \u092c\u0924\u093e\u092f\u093e \u0915\u093f UFBU \u0926\u0947\u0936\u092d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0914\u0930 \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 <strong data-start=\"1176\" data-end=\"1196\">9 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u0902\u0917\u0920\u0928\u094b\u0902<\/strong> \u0915\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092e\u0902\u091a \u0939\u0948, \u091c\u093f\u0928\u092e\u0947\u0902\u2014<br data-start=\"1223\" data-end=\"1226\"><strong data-start=\"1226\" data-end=\"1289\">AIBEA, AIBOC, NCBE, AIBOA, BEFI, INBEF, INBOC, NOBW \u0914\u0930 NOBO<\/strong> 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\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0935 \u0905\u0927\u093f\u0915\u093e\u0930\u0940<\/strong> \u092d\u093e\u0917 \u0932\u0947\u0902\u0917\u0947\u0964<\/p>\n<p data-start=\"1108\" data-end=\"1504\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-214248\" src=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban2-300x169.jpg\" alt=\"\" width=\"818\" height=\"461\" srcset=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban2-300x169.jpg 300w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban2-390x220.jpg 390w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban2.jpg 504w\" sizes=\"auto, (max-width: 818px) 100vw, 818px\"><\/p>\n<h2 data-start=\"1511\" data-end=\"1539\"><strong data-start=\"1514\" data-end=\"1537\">\u0915\u094d\u092f\u093e \u0939\u0948 \u092e\u0941\u0916\u094d\u092f \u092e\u093e\u0902\u0917?<\/strong><\/h2>\n<p data-start=\"1540\" data-end=\"1586\">\u0906\u0902\u0926\u094b\u0932\u0928\u0930\u0924 \u092c\u0948\u0902\u0915 \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u092e\u093e\u0902\u0917 \u0939\u0948 \u0915\u093f\u2014<\/p>\n<ul data-start=\"1587\" data-end=\"1788\">\n<li data-start=\"1587\" data-end=\"1683\">\n<p data-start=\"1589\" data-end=\"1683\">\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0909\u0926\u094d\u092f\u094b\u0917 \u092e\u0947\u0902 <strong data-start=\"1608\" data-end=\"1633\">5-\u0926\u093f\u0935\u0938\u0940\u092f \u0915\u093e\u0930\u094d\u092f \u0938\u092a\u094d\u0924\u093e\u0939<\/strong> \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0926\u0947\u0964<\/p>\n<\/li>\n<li data-start=\"1684\" data-end=\"1788\">\n<p data-start=\"1686\" data-end=\"1788\">\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 \u0926\u0942\u0938\u0930\u0947 \u0935 \u091a\u094c\u0925\u0947 \u0936\u0928\u093f\u0935\u093e\u0930 \u0905\u0935\u0915\u093e\u0936 \u0915\u0947 \u092c\u091c\u093e\u092f <strong data-start=\"1737\" data-end=\"1770\">\u092c\u093e\u0915\u0940 \u0938\u092d\u0940 \u0936\u0928\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u092d\u0940 \u0905\u0935\u0915\u093e\u0936<\/strong> \u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0964<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1790\" data-end=\"2047\">\u0935\u0915\u094d\u0924\u093e\u0913\u0902 \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0915\u093f \u092f\u0939 \u092e\u093e\u0902\u0917 <strong data-start=\"1824\" data-end=\"1841\">7 \u0926\u093f\u0938\u0902\u092c\u0930 2023<\/strong> \u0915\u094b IBA \u0914\u0930 UFBU \u0915\u0947 \u092c\u0940\u091a \u0939\u0941\u090f <strong data-start=\"1868\" data-end=\"1885\">\u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928<\/strong> \u0924\u0925\u093e <strong data-start=\"1890\" data-end=\"1906\">8 \u092e\u093e\u0930\u094d\u091a 2024<\/strong> \u0915\u0947 <strong data-start=\"1910\" data-end=\"1932\">\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f\/\u091c\u0949\u0907\u0902\u091f \u0928\u094b\u091f<\/strong> \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0939\u0948, \u091c\u093f\u0938\u0947 IBA \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0930\u0915\u093e\u0930 \u0915\u094b \u0905\u0928\u0941\u0936\u0902\u0938\u093e \u0915\u0947 \u0938\u093e\u0925 \u092d\u0947\u091c\u093e \u091c\u093e \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0905\u092c \u0924\u0915 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0932\u0902\u092c\u093f\u0924 \u0939\u0948\u0964<\/p>\n<p data-start=\"1790\" data-end=\"2047\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-214246\" src=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban-1-273x300.jpg\" alt=\"\" width=\"736\" height=\"809\" srcset=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban-1-273x300.jpg 273w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban-1.jpg 720w\" sizes=\"auto, (max-width: 736px) 100vw, 736px\"><\/p>\n<h2 data-start=\"2054\" data-end=\"2114\"><strong data-start=\"2057\" data-end=\"2112\">2015 \u0938\u0947 \u091a\u0932\u093e \u0906 \u0930\u0939\u093e \u092e\u0941\u0926\u094d\u0926\u093e, \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0928\u0939\u0940\u0902 \u0928\u093f\u092d\u093e\u092f\u093e \u0935\u093e\u0926\u093e<\/strong><\/h2>\n<p data-start=\"2115\" data-end=\"2475\">\u0938\u092d\u093e \u092e\u0947\u0902 \u0935\u0915\u094d\u0924\u093e\u0913\u0902 \u0928\u0947 \u092c\u0924\u093e\u092f\u093e \u0915\u093f \u0935\u0930\u094d\u0937 <strong data-start=\"2148\" data-end=\"2156\">2015<\/strong> \u092e\u0947\u0902 \u0939\u0941\u090f <strong data-start=\"2165\" data-end=\"2207\">10\u0935\u0947\u0902 \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f \u0938\u092e\u091d\u094c\u0924\u0947\/7\u0935\u0947\u0902 \u091c\u0949\u0907\u0902\u091f \u0928\u094b\u091f<\/strong> \u092e\u0947\u0902 \u0939\u0930 \u092e\u093e\u0939 \u0915\u0947 \u0926\u0942\u0938\u0930\u0947 \u0914\u0930 \u091a\u094c\u0925\u0947 \u0936\u0928\u093f\u0935\u093e\u0930 \u0905\u0935\u0915\u093e\u0936 \u0924\u092f \u0939\u0941\u0906 \u0925\u093e \u0914\u0930 \u0905\u0928\u094d\u092f \u0936\u0928\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0906\u0927\u0947 \u0926\u093f\u0928 \u0915\u0947 \u092c\u091c\u093e\u092f \u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u094d\u092f\u0926\u093f\u0935\u0938 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u0909\u0938 \u0938\u092e\u092f \u092f\u0939 \u092d\u0930\u094b\u0938\u093e \u092d\u0940 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u0915\u093f \u092c\u093e\u0915\u0940 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\u0915\u094b \u0932\u0947\u0915\u0930 <strong data-start=\"2564\" data-end=\"2587\">24 \u0914\u0930 25 \u092e\u093e\u0930\u094d\u091a 2025<\/strong> \u0915\u094b \u0926\u094b \u0926\u093f\u0935\u0938\u0940\u092f \u0939\u0921\u093c\u0924\u093e\u0932 \u0915\u093e \u0906\u0939\u094d\u0935\u093e\u0928 \u0915\u093f\u092f\u093e \u0925\u093e, \u091c\u093f\u0938\u0947 \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0940 \u0913\u0930 \u0938\u0947 \u201c\u092e\u093e\u092e\u0932\u093e \u0935\u093f\u091a\u093e\u0930\u093e\u0927\u0940\u0928 \u0939\u0948\u201d \u091c\u0948\u0938\u0947 \u0906\u0936\u094d\u0935\u093e\u0938\u0928 \u0915\u0947 \u092c\u093e\u0926 \u0938\u094d\u0925\u0917\u093f\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<br data-start=\"2719\" data-end=\"2722\">\u0905\u092c \u092f\u0942\u0928\u093f\u092f\u0928 \u0928\u0947\u0924\u093e\u0913\u0902 \u0915\u093e \u0906\u0930\u094b\u092a \u0939\u0948 \u0915\u093f <strong data-start=\"2753\" data-end=\"2806\">\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u091c\u093e\u0928\u092c\u0942\u091d\u0915\u0930 \u0926\u094b \u0935\u0930\u094d\u0937\u094b\u0902 \u0938\u0947 \u092e\u0902\u091c\u0942\u0930\u0940 \u0905\u091f\u0915\u093e \u0930\u0916\u0940 \u0939\u0948<\/strong>, \u091c\u093f\u0938\u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0906\u0915\u094d\u0930\u094b\u0936 \u092c\u0922\u093c\u0924\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n<p data-start=\"2540\" data-end=\"2853\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-214250\" src=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban4-300x169.jpg\" alt=\"\" width=\"788\" height=\"444\" srcset=\"https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban4-300x169.jpg 300w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban4-390x220.jpg 390w, https:\/\/firstkhabar.com\/wp-content\/uploads\/2026\/01\/ban4.jpg 576w\" sizes=\"auto, (max-width: 788px) 100vw, 788px\"><\/p>\n<h2 data-start=\"2860\" data-end=\"2918\"><strong data-start=\"2863\" data-end=\"2916\">\u201cRBI-LIC \u092e\u0947\u0902 \u0932\u093e\u0917\u0942, \u092c\u0948\u0902\u0915\u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0938\u0947 \u092d\u0947\u0926\u092d\u093e\u0935 \u0915\u094d\u092f\u094b\u0902?\u201d<\/strong><\/h2>\n<p data-start=\"2919\" data-end=\"3241\">\u0935\u0915\u094d\u0924\u093e\u0913\u0902 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0915\u0908 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902\u2014<strong data-start=\"2969\" data-end=\"2988\">RBI, LIC \u0914\u0930 GIC<\/strong>\u2014\u092e\u0947\u0902 \u092a\u093e\u0902\u091a \u0926\u093f\u0935\u0938\u0940\u092f \u0938\u092a\u094d\u0924\u093e\u0939 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u0948\u0964 \u0915\u0947\u0902\u0926\u094d\u0930 \u0935 \u0930\u093e\u091c\u094d\u092f \u0938\u0930\u0915\u093e\u0930\u0940 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u092d\u0940 \u0938\u094b\u092e\u0935\u093e\u0930 \u0938\u0947 \u0936\u0941\u0915\u094d\u0930\u0935\u093e\u0930 \u0924\u0915 \u0939\u0940 \u091a\u0932\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u094d\u091f\u0949\u0915 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c, \u092e\u0928\u0940 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0914\u0930 \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092c\u093e\u091c\u093e\u0930 \u092d\u0940 \u0935\u0940\u0915\u0947\u0902\u0921 \u092a\u0930 \u092c\u0902\u0926 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<br data-start=\"3175\" data-end=\"3178\">\u0910\u0938\u0947 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0907\u0938\u0938\u0947 \u0905\u0932\u0917 \u0930\u0916\u0928\u093e <strong data-start=\"3220\" data-end=\"3237\">\u0938\u094d\u092a\u0937\u094d\u091f \u092d\u0947\u0926\u092d\u093e\u0935<\/strong> \u0939\u0948\u0964<\/p>\n<p data-start=\"3243\" data-end=\"3474\">\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092f\u0939 \u092d\u0940 \u0915\u0939\u093e \u0915\u093f \u0938\u094b\u092e\u0935\u093e\u0930 \u0938\u0947 \u0936\u0941\u0915\u094d\u0930\u0935\u093e\u0930 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f \u0918\u0902\u091f\u094b\u0902 \u092e\u0947\u0902 \u0925\u094b\u0921\u093c\u093e \u0938\u092e\u093e\u092f\u094b\u091c\u0928 \u0915\u0930 \u0936\u0947\u0937 \u0936\u0928\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0905\u0935\u0915\u093e\u0936 \u0918\u094b\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0921\u093c\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0905\u092c <strong data-start=\"3403\" data-end=\"3462\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u090f\u091f\u0940\u090f\u092e \u0914\u0930 \u0905\u0928\u094d\u092f \u0938\u0947\u0935\u093e \u091a\u0948\u0928\u0932<\/strong> \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u0964<\/p>\n<h2 data-start=\"3481\" data-end=\"3515\"><strong data-start=\"3484\" data-end=\"3513\">\u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 \u0938\u0939\u092f\u094b\u0917 \u0915\u0940 \u0905\u092a\u0940\u0932<\/strong><\/h2>\n<p data-start=\"3516\" data-end=\"3774\">\u0938\u092d\u093e \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u092f\u0942\u0928\u093f\u092f\u0928\u094b\u0902 \u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 \u0905\u092a\u0940\u0932 \u0915\u0940 \u0915\u093f \u0939\u0921\u093c\u0924\u093e\u0932 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u0938\u0941\u0935\u093f\u0927\u093e \u0915\u094b \u0938\u092e\u091d\u0947\u0902 \u0914\u0930 \u0938\u0939\u092f\u094b\u0917 \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902\u0964 \u0928\u0947\u0924\u093e\u0913\u0902 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u092f\u0939 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u092e\u094d\u092e\u093e\u0928, \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u2013\u091c\u0940\u0935\u0928 \u0938\u0902\u0924\u0941\u0932\u0928 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0938\u0947 \u0928\u091c\u0930\u0905\u0902\u0926\u093e\u091c \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n<h2 data-start=\"3781\" data-end=\"3833\"><strong data-start=\"3784\" data-end=\"3831\">\u092d\u094b\u092a\u093e\u0932 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092e\u0947\u0902 \u0907\u0928 \u0928\u0947\u0924\u093e\u0913\u0902 \u0928\u0947 \u0915\u093f\u092f\u093e \u0938\u0902\u092c\u094b\u0927\u0928<\/strong><\/h2>\n<p data-start=\"3834\" data-end=\"4292\">\u0938\u092d\u093e \u0915\u094b \u092b\u094b\u0930\u092e \u092e\u0948\u0902 \u0936\u093e\u092e\u093f\u0932 \u092c\u0948\u0902\u0915 \u092f\u0942\u0928\u093f\u092f\u0902\u0938 \u0915\u0947 \u092a\u0926\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0935\u0940 \u0915\u0947 \u0936\u0930\u094d\u092e\u093e, \u0938\u0941\u092c\u093f\u0928 \u0938\u093f\u0928\u094d\u0939\u093e, \u092a\u094d\u0930\u0935\u0940\u0923 \u092e\u0947\u0918\u093e\u0928\u0940, \u0928\u091c\u0940\u0930 \u0915\u0941\u0930\u0948\u0936\u0940, \u0926\u093f\u0928\u0947\u0936 \u091d\u093e, 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